Finance Options & Scholarships
USAeroFlight partners with several top-tier organizations to offer financing for whatever your aviation goals are.
Whether skill-based options with Meritize, flexible plans with AOPA financing or one of dozens of aviation scholarships available for all skillsets, backgrounds and stages of life, USAeroFlight has partnered with several organizations to help guide you financing through your pilot training.
USAeroFlight has teamed up with the Meritize platform* to offer our student’s a unique financing option. Meritize works with students, educators, and employers to help people excel in skills-based careers.
Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options.
A few reasons why the Meritize Platform is a great option for students include:
- Fixed and variable interest rates available** Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training
- Customer support available 6 days a week
- 0.25% interest rate deduction if you sign up for autopay***
Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.
If loan options are available to you, Meritize will request your merit information to finalize your application. This could be in the form of:
- Academic Experience (Official or unofficial transcript or HSE certification)
- Military Experience (DD214)
Want to learn more? Check out their FAQ page here: https://www.meritize.com/students/faq/ or give them a call at 833-MERIT-4-U.
Ready to see if you qualify? Check your options here: https://apply.meritize.com/
*USAeroFlight does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. ("Meritize") or the Meritize platform.
Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)
Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)
Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools are eligible for funding. Meritize does not offer educational loans in the following states: IN, ME, ND, NV, SD, VT, WI, WV, WY, PR. All rights reserved.
**For residents of SC, loan is made by Meritize Financial, Inc.
*Variable rates are subject to change
End-to-end coverage, from primary training to obtaining instrument ratings and commercial certificates
AOPA (Aircraft Owners and Pilots Association) is announcing the availability of flight training financing through an innovative new program developed by the AOPA Aviation Finance Co. The funds can be used for everything from starting to finishing primary training to advanced training, such as instrument training or obtaining a commercial certificate. It can even be used for the kind of fun flying that so many AOPA members enjoy, such as earning a tailwheel endorsement or seaplane rating.
Unique features of AOPA flight training financing include the ability to borrow up to $100,000 over a 24- to 84-month period with no money down, no loan minimum, and minimal paperwork. When compared to other flight training loans, these interest rates are very competitive at 7.74 to 12.99 percent.
The loans are designed not just for new students but also for those already in flight training who pay for one flight hour at a time. Financing flight training at a highly competitive rate can mean completing training sooner and without the interruptions that can degrade flying skills. The loans, available only to AOPA members, feature a simple online application and a loan decision within one business day with approved loans funded within just two business days.
Scholarships for all skill levels and backgrounds — for anyone who dreams of piloting a plane
A wide variety of scholarships are available to aspiring and beginner pilots who are willing to share their passion for aviation or commit to fulfilling specific industry needs once their training is complete.
AOPA and Women in Aviation are among the aviation organizations that award scholarships most frequently. Qualifications and deadlines can be found on their websites:
For a full list of scholarships available, please check out the following lists: